The Federal Government has approved a ₦10 billion housing loan scheme aimed at improving access to home ownership for civil servants, the Head of the Civil Service of the Federation, Didi Walson-Jack, announced yesterday in Abuja.

Speaking during a press briefing, Walson-Jack said the initiative would be implemented through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board.
According to her, the scheme is designed to enhance stability and productivity within the civil service by enabling workers to own homes. “The Federal Government has approved a ₦10 billion housing loan scheme to improve access to home ownership for civil servants. This loan will be facilitated through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board”, she stated.
She emphasised the broader impact of home ownership on worker morale and efficiency, noting that secure housing can significantly influence performance.
“There is a saying that a person who owns their own home stands differently. When a civil servant knows that their family has a place they can call their own, they come to work with a different swagger — with more stability, more focus and more purpose”, Walson-Jack added.
Describing the initiative as part of a wider reform agenda, the Head of Service said the housing scheme goes beyond welfare and reflects the administration’s governing philosophy.
Walson-Jack further highlighted ongoing efforts to modernise the public service, including a transition toward a more digital and efficient system. “We are simultaneously building the civil service of tomorrow — a service that is digital and paperless, efficient and transparent, accountable and innovation-driven,” she stated, while reaffirming her commitment to improving the capacity and welfare of civil servants across the country.
The Head of Service also underscored the importance of inter-agency collaboration in achieving the reforms being celebrated. She listed key government institutions involved in the collaborative effort, including the Office of the Secretary to the Government of the Federation, the Budget Office of the Federation, and the Office of the Accountant General of the Federation, and called on all ministries, departments and agencies (MDAs) to sustain the collaborative momentum across all aspects of governance.
Walson-Jack praised civil servants for their dedication and resilience, acknowledging their contributions despite challenging conditions.
